What is LLOP in insurance?

LLOP stands for Legal Liability of Passenger. It is a policy of Malaysia is a type of coverage policy in case any passenger takes a legal action against a driver for driving negligently, resulting in any body injury, death or some type of property damage.
This protects people against any third party claim from the negligence of one customer. Legal liabilities of insurance cost almost 25 % of the premium of a third party insurance.