Comprehensive automobile insurance covers both the insured’s damages and any third-party liabilities. It is also called “own-damage” or “other than collision” automobile insurance since it covers losses not caused by a collision. Theft, fire, and natural disasters are all covered by comprehensive auto insurance. Although comprehensive automobile insurance gives more excellent coverage than third-party, it is not necessarily more costly. Now that you know what comprehensive auto insurance is, you can shop around for the best deal.
Comprehensive vehicle insurance is the best protection you can provide for your automobile. It goes beyond the typical third-party auto insurance coverage that only protects the third party or the vehicle you hit. For example, third-party insurance does not cover your car in case of an accident. Comprehensive insurance, on the other hand, provides additional services and coverage.
