What is driver’s insurance?

It protects you in the event of your untimely death or total and permanent disability resulting from an accident involving a vehicle registered in your name, among other things. Contrary to common misconception, automobile insurance is often tied to the car rather than the individual driving it. Therefore, it is probable that your insurance company will be liable for paying the claim if you allow someone else to drive your vehicle and they are involved in an accident. This is dependent on the coverage in your policy. Various variables may come into play when determining who is responsible for auto insurance if someone else drives your car and is involved in an accident. Driver-only insurance, on the other hand, is referred to as non-owner automobile insurance coverage. It is often issued when a person requires range for the personal use of a vehicle that is not owned by him or a member of their immediate family.